4 Steps to Creating Good Credit

As a consumer you’ve learned the importance of establishing a good credit rating with your lenders.  Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score. A bad credit history or bad credit habits...

1) Get copies of your credit report — then make sure the information is correct. Go to the Annual Credit Report web site. This is the only authorized online source for a free credit report. Under federal law, you can get a free report from each of the three national credit reporting companies every 12...